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BK showing twice on my credit report

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Anonymous
Not applicable

BK showing twice on my credit report

Hi,

I filed for BK in July 2019 and it was dismissed because I did not complete the required information to move forward. I reapplied for bankruptcy in August 2019 and it was discharged. 

My question is, can the bankruptcy that was dismissed be removed from my credit report if I dispute it? What would I have to submit to the CRA to make that happen?

 

Thanks in advance!

Message 1 of 6
5 REPLIES 5
FireMedic1
Community Leader
Mega Contributor

Re: BK showing twice on my credit report

Did you file on your own?


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 6
Anonymous
Not applicable

Re: BK showing twice on my credit report

Nope. It was filed by my attorney. 

Message 3 of 6
Anonymous
Not applicable

Re: BK showing twice on my credit report

@FireMedic1 I didn't file on my own. I had an attorney. 


@FireMedic1 wrote:

Did you file on your own?



@FireMedic1 wrote:

Did you file on your own?


 

Message 4 of 6
dragontears
Senior Contributor

Re: BK showing twice on my credit report


@Anonymous wrote:

Hi,

I filed for BK in July 2019 and it was dismissed because I did not complete the required information to move forward. I reapplied for bankruptcy in August 2019 and it was discharged. 

My question is, can the bankruptcy that was dismissed be removed from my credit report if I dispute it? What would I have to submit to the CRA to make that happen?

 

Thanks in advance!


Sounds like you filed twice so having 2 BK on your reports is correct. 

Having a BK dismissed doesn't make it go away from a reporting perspective. 

Message 5 of 6
FireMedic1
Community Leader
Mega Contributor

Re: BK showing twice on my credit report

Well since they're only a month apart. Sounds like the lawyer messed something up and then fixed it so you could be fully DC'ed. I'd talk to him/her and ask what they can do with the court. Theres only 1 BK lawyer on here and doesnt come too often. On the bright side. Least it went thru and your debt free. Smiley Happy


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 6 of 6
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