BK7 discharged 3 months ago approved for Quick Silver Card!

[OMIAHEART]

Excited that I appd for a Capital One Quicksliver Card and got approved with a $1K limit!  I burned them in my BK and thought they would black list me...guess not!  Looking forward to rebuilding!!

[grassfeeder]

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@OMIAHEART wrote:

Excited that I appd for a Capital One Quicksliver Card and got approved with a $1K limit!  I burned them in my BK and thought they would black list me...guess not!  Looking forward to rebuilding!!

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great news....now use it wisely.  In the meantime - check into your local credit unions that may offer a credit builder loan.

[OMIAHEART]

I was denied by two credit unions??? I'm still on the hunt to find a credit builder loan though...any ideas??

[grassfeeder]

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@OMIAHEART wrote:
I was denied by two credit unions??? I'm still on the hunt to find a credit builder loan though...any ideas??

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what were your reasons for denial?

[grassfeeder]

BTW - read this front tobacka nd then again!  It's the bible to rebuilding:  

http://ficoforums.myfico.com/t5/Bankruptcy/UPDATED-HOW-TO-From-BK7-discharge-to-700-in-24-months-or-...

[OMIAHEART]

The bankruptcy on one and the other was because I needed to have a fico score of 600 on all 3 reports! I read that thread twice! And I'm following it...just can't get the credit builder loan...

[starry1]

What were your scores when you were approved for the cap1?

[OMIAHEART]

starry1, I had 601 EXP, 584 EQ and 596 Transunion.  I just app'd today...  the only trade line i have showing is a Credit One account, i recieved the card (CreditOne) at the end of June with a $400 limit, got my 2nd statement this month and they raised the limit to $500 (auto increase).