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Cap 1 Auto Navigator

Auto Loans for ANY Credit Situation. Immediate Response.
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Frequent Contributor

Cap 1 Auto Navigator

Does Capital One pull a specific file for auto navigator preapproval? Wondering if I should thaw EQ? Only TU and EX are available right now. BK7 D/C today.
Our car is on its last leg.😔
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 1 of 5
4 REPLIES 4
Senior Contributor

Re: Cap 1 Auto Navigator

I believe for pre-approval its only a SP. What CRA. Dont know. Check your reports. If you apply for a loan then its a HP. Call and ask who they pull in your area.





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences from rebuild to recovery after BK DC. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 5
Contributor

Re: Cap 1 Auto Navigator

Our recent loan created a Hp on all 3
Chap 7 discharged 12/2018
Car loan 12/2018 Refinanced 8/2019
Capital one QS 750 1/2019
NFCU Nrewards 2k 2/2019

CURRENT FICO9 Equifax 695

Hubby is on same car loan and Chap 7
Capital 1 platinum 500 1/2019
NFCU Nrewards 2k 1/2019

CURRENT FICO9 Equifax 627 (just updated 10/16)
Message 3 of 5
Frequent Contributor

Re: Cap 1 Auto Navigator

I understand that, I have never used them and wanted to know which credit bureau they sp for the prequal portion.
BK CH7--Filed September 25, 2018--D/C Jan.4, 2019
{FICO8 Feb.12, 2019--TU 580--EX 600--EQ 626}

Credit One Visa ($500 now $700) Nov. 2018
SelfLender (2 year) Nov. 2018
Capital One Platinum MC ($2000) Jan. 2019
Target RedCard ($500) April 2019
Venus Comenity ($500) May 2019 no HP


FICO 8 SCORES: 06-02-2019616 TU613 EX638 EQ
Message 4 of 5
Contributor

Re: Cap 1 Auto Navigator

For me I was preapproved/qualified in December. They pulled my EQ first, then when I went in for a car COAF pulled all 3 of my reports. Hope this helps.




Started from the bottom now I'm here. Smiley Happy
Message 5 of 5
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