Since the vehicle is the collateral for the loan, it must be of sufficient value to secure the loan. Lenders aren't going to loan you $10,000 for a vehicle that's worth $5,000. If you default and they have to repossess it, they won't be able to sell it for enough to cover their loss.
If your signature is accurate you aren't even discharged yet... and a Cap One Auto loan is a whole different ballgame than a $300 starter card.
Depends on the finance company.
My credit union would do up to 120%... If my car was worth $10k they'd do up to $12k. If I owed more than that I'd have to pay down the difference or the refi would be denied.
My credit union would do up to 120%... If my car was worth $10k they'd do up to $12k. If I owed more than that I'd have to pay down the difference or the refi would be denied.