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Cap1 Unsecured Card approved 3 days from discharge!

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Member

Cap1 Unsecured Card approved 3 days from discharge!

Hey Everyone, 

 

Super excited, I was just approved for a Capital One QuickSilver One card and its only been 3 days since my discharge! Unsecured, $39 Annual fee and 300 CL but considering I am rebuilding, this is great! I was pretty positive I would be shut down considering Cap1 was IIB and I burnt them for about 8k. Going to be combining this with a secured loan from my credit union to start rebuilding quickly. 

 

 

4 REPLIES 4
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New Member

Re: Cap1 Unsecured Card approved 3 days from discharge!

Congrats! Did you receive an offer on their pre-qualify page first?

Message 2 of 5
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Senior Contributor

Re: Cap1 Unsecured Card approved 3 days from discharge!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 3 of 5
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Member

Re: Cap1 Unsecured Card approved 3 days from discharge!

Yup, I checked their pre-qualifier first so that I didn’t risk wasting a hard inquiry. Did the same for Discover, sadly I wasn’t pre-approved for any of their cards.
Message 4 of 5
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New Member

Re: Cap1 Unsecured Card approved 3 days from discharge!

Congratulations!!!

I'm currently filing BK Ch7. Meeting w/ creditors in 3 weeks. DC should be no later than 09/2018. Can't wait to rebuild. It'd be nice to get with Cap1 (IIB) and Discover (never had one). The general consensus is that they are fairly doable after DC.

Thanks for a little more hope!
Starting [5/31/18] EQ 569 • EX 565 • TU 593
Current [06/09/18] EQ 580 • EX 565 • TU 601
GOAL [11/2020] 750 w/ all 3 Bureaus


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Message 5 of 5
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