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06-08-2018
03:50 AM
06-08-2018
03:50 AM
Cap1 Unsecured Card approved 3 days from discharge!
Hey Everyone,
Super excited, I was just approved for a Capital One QuickSilver One card and its only been 3 days since my discharge! Unsecured, $39 Annual fee and 300 CL but considering I am rebuilding, this is great! I was pretty positive I would be shut down considering Cap1 was IIB and I burnt them for about 8k. Going to be combining this with a secured loan from my credit union to start rebuilding quickly.
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Message 1 of 5
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Kudos
4 REPLIES 4
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06-08-2018
08:04 AM
06-08-2018
08:04 AM
Re: Cap1 Unsecured Card approved 3 days from discharge!
Congrats! Did you receive an offer on their pre-qualify page first?
Message 2 of 5
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Kudos
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06-08-2018
08:41 AM
06-08-2018
08:41 AM
Re: Cap1 Unsecured Card approved 3 days from discharge!
Congratulations!
FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:













FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:










Message 3 of 5
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Kudos
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Anonymous
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06-08-2018
06:07 PM
06-08-2018
06:07 PM
Re: Cap1 Unsecured Card approved 3 days from discharge!
Yup, I checked their pre-qualifier first so that I didn’t risk wasting a hard inquiry. Did the same for Discover, sadly I wasn’t pre-approved for any of their cards.
Message 4 of 5
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Kudos
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06-09-2018
11:53 AM
06-09-2018
11:53 AM
Re: Cap1 Unsecured Card approved 3 days from discharge!
Congratulations!!!
I'm currently filing BK Ch7. Meeting w/ creditors in 3 weeks. DC should be no later than 09/2018. Can't wait to rebuild. It'd be nice to get with Cap1 (IIB) and Discover (never had one). The general consensus is that they are fairly doable after DC.
Thanks for a little more hope!
I'm currently filing BK Ch7. Meeting w/ creditors in 3 weeks. DC should be no later than 09/2018. Can't wait to rebuild. It'd be nice to get with Cap1 (IIB) and Discover (never had one). The general consensus is that they are fairly doable after DC.
Thanks for a little more hope!
Starting [5/31/18] EQ 569 • EX 565 • TU 593
Current [06/09/18] EQ 580 • EX 565 • TU 601
GOAL [11/2020] 750 w/ all 3 Bureaus
Take the myFICO Fitness Challenge
Current [06/09/18] EQ 580 • EX 565 • TU 601
GOAL [11/2020] 750 w/ all 3 Bureaus
Take the myFICO Fitness Challenge
Message 5 of 5
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Kudos
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