Cap1 Venture

[alisadarrick]

I will just wait a little longer.  I have enough inquiries as it is.

[Scupra]

FYI the pre-qual is not a HP

[Anonymous]

I just applied and I can't believe Cap 1 Venture One was approved for me.  I had Ch 13 BK discharged in September.  I got the Cap1 Qucksilver right away and they gave me a $500 limit.  I just applied for the Cap1 Venture One they approved me for a 10k CL.  I'm pretty excited.  I know it takes time to get my credit score back up from BK but I really want to get a new car this Spring and want to see if I can get my score to 680 by then.  I doubt it but I have to try.  The 10k CL will help.  This is just as I got a letter from my credit union I just joined that they were denying me a credit card because of my BK.  

[alisadarrick]

@scupra Thanks for letting me know

[alisadarrick]

@blips24 did you try the prequal before you apped

[alisadarrick]

Also is the rebuild for a BK7 the same as a BK13? 

[Anonymous]

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@Anonymous wrote:

I just applied and I can't believe Cap 1 Venture One was approved for me.  I had Ch 13 BK discharged in September.  I got the Cap1 Qucksilver right away and they gave me a $500 limit.  I just applied for the Cap1 Venture One they approved me for a 10k CL.  I'm pretty excited.  I know it takes time to get my credit score back up from BK but I really want to get a new car this Spring and want to see if I can get my score to 680 by then.  I doubt it but I have to try.  The 10k CL will help.  This is just as I got a letter from my credit union I just joined that they were denying me a credit card because of my BK.  

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AWESOME!!!  Congrats!  Very nice SL!

[Anonymous]

Yes I did the prequalify.  I did not want the hard hit if I didn't think I was going to get it.  

[Anonymous]

I am definitely no expert but I think from what I picked up from these forums is that a rebuild from ch7 and ch13 is the same.  But it seems you shouldn't start until after the discharge. 

[Anonymous]

Yeah it's the same rebuilding process regardless of 7 or 13.  Both wait until discharge to get busy.