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Cap1 prequalified

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Anonymous
Not applicable

Cap1 prequalified

Hello everyone im new here but have been reading here for months to help me and my husband

we filed ch7 10/31/18 

discharged 3/10/19

he has credit1 300 limit and so do I

i have been able to get a cap1 quicksliver with a 300 limit

but my husband is getting this message

it looks like we can’t provide you with any pre-qualified offers at this time.

But based on your answers, we think you might like this card.

Platinum
or
Secured Mastercard
 

has anyone ever gotten this message and applied and got a card without the pre qualified?

Thank you again for your help

 
Message 1 of 8
7 REPLIES 7
FireMedic1
Community Leader
Mega Contributor

Re: Cap1 prequalified


@Anonymous wrote:

Hello everyone im new here but have been reading here for months to help me and my husband

we filed ch7 10/31/18 

discharged 3/10/19

he has credit1 300 limit and so do I

i have been able to get a cap1 quicksliver with a 300 limit

but my husband is getting this message

it looks like we can’t provide you with any pre-qualified offers at this time.

But based on your answers, we think you might like this card.

Platinum
or
Secured Mastercard
 

has anyone ever gotten this message and applied and got a card without the pre qualified?

Thank you again for your help

 

Looks like not yet. Did you burn them? Congrats on your approval and welcome to the forum.


Message 2 of 8
Anonymous
Not applicable

Re: Cap1 prequalified

Thank you so much I have learned alot from here.
No he didnt burn them. He did burn Walmart for 3000
Total card 300
Ge bank 4000
Ornl fcu 1300
Y12 fcu truck loan 18,000 (was only worth 8,000)
Y12 fcu Personal loan for 2500
I was thinking he needs to wait another couple of months . I guess they want a little good payment history after discharge
Message 3 of 8
Anonymous
Not applicable

Re: Cap1 prequalified

I had this happen to me last month. Same exact wording. I applied anyways for the platinum and they approved me for $300.
Message 4 of 8
Anonymous
Not applicable

Re: Cap1 prequalified

Thank you for your feedback he may just apply and see what happens.
Message 5 of 8
mcdanielak
Established Member

Re: Cap1 prequalified

My husband and I did burn them in our bankruptcy which was discharged june 2018. Are they out of the question for us? The BK-700 thread says to do credit one which i have but my husband as denied for and in May it will be time to try for capitol one according to the schedule. Just trying to see if I should try something else instead. 

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Message 6 of 8
FireMedic1
Community Leader
Mega Contributor

Re: Cap1 prequalified

Theres always Open Sky. No one refused. No HP and doesnt report as secured. Cap1 mostly like at least a yr out after being burned. Its a start.


Message 7 of 8
Anonymous
Not applicable

Re: Cap1 prequalified

I have gotten that same message on the Capital one prequalify site every time I've tried it since bk7. My bk7 was discharged in August 2018. Got a QS1, $500 limit, a week after discharge even with that message. I also got approved for a VentureOne, $1000 limit, last month with the same message on prequal site. I did burn CapitalOne for about 19k in bk7.
Message 8 of 8
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