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Got a Cap1 Platinum fresh put of discharge. DC was Sept 2019.
It was the bottom $300 unsecured, graduated to $500.
Just got it upgraded to the QS and no more annual fee! Hopefully the CL will increase more. We use it and nearly always PIF. If no in full, pretty close to it. Never late, and balance is usually paid before statement, if not slightly after.
I'm just happy to be rid of an annual fee, and I get the impression the QS has a higher growth potential.
Congratulations on your upgrade!
Cap One can be very generous.
I started with a single $3k card after starting rebuild.
Within two years I probably had $20k TCL with Cap One.
Within five years I had $80k.
Use it, pay it, grow it.
Once you are over 650 and have had your card at least a year, try for a QuickSilver or SavorOne.
You may end up with $5k SL or maybe more!
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!