cancel
Showing results for 
Search instead for 
Did you mean: 

CapOne in BK

tag
compassion101
Established Contributor

CapOne in BK

If someone goes ch 7 but has zero balance on CapOne cards, is capone likely to either let you keep the card or offer a new one very soon after? Or is it the same as what I've read as their typical where they may take you back after 6 months or so?

 

 

Message 1 of 4
3 REPLIES 3
FireMedic1
Community Leader
Mega Contributor

Re: CapOne in BK

They are very forgiving. But more than likely it will be a Plat that can be upgraded to a QS. QS1 will follow out of the gate.



BK Free Aug25
Message 2 of 4
Throttle
Valued Member

Re: CapOne in BK

I received a QS1 with $3k SL almost exactly 1 year from discharge date. They will forgive relatively quickly. 

Message 3 of 4
CaptainConcorde
Contributor

Re: CapOne in BK

I had a Cap1 Venture when I filed that was $0 balance.  They closed it.  Within two days of discharge (March) I used the prequal tool for a Quicksilver and was approved for $3000.  About two months later I used the prequal tool again for a Platinum and was approved for $2000.  I had a long history with them prior to filing (like 20 years) and a couple car loans with them in the past.  They raised the limit on the QS to $3300 without me asking a couple of months ago.  

In My Wallet:

Total Credit Lines: $77950 - Utilization: 2.15%

Mortgage and Car Loan and Solar Panels Loan:


Rebuild Started March 2024
March 2024 FICO 8:

Sept 2025 FICO 8:

Sept 2025 FICO 9:




Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.