I recently submitted a CLI just to see where I stood and what popped up as the denial reasons. My actual 6 month mark is mid next month so will do a CLI then as well.
This is what resulted..
Bullet #1 is expected, but bullet #2 is problematic.
I have triple checked all 3 beauru scores and I have nothing negative reporting except the BK7 which will be a year old end of March 2020. So I googled 'what is considered a credit deliquency' and it stated its a missed or late payment on a credit line. So I double checked again - I have no lates. So my question is - whats going on here? Do I need to be disputing lates in my charged off accounts from the BK? I know there were some that reported there, but other then that, nada.
Any advice/similar experience?
