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Ch13 on Report for 7 yrs from discharge?

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Anonymous
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Ch13 on Report for 7 yrs from discharge?

I have an option to file ch13 with a 5 yr plan.  Does a ch13 report for 7 yrs after discharge (12 yrs total) or does the 7 yrs start from when I enter the plan?
Message 1 of 3
2 REPLIES 2
Anonymous
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Re: Ch13 on Report for 7 yrs from discharge?

If I'm not mistaken, a Ch 13 reports on your credit report for 7 years from the date of filing, and a Ch 7 reports for 10 years from the filing date.

 

I'm presently in a Ch 13 right now, and I've been in it for 19 months now.

Message 2 of 3
Anonymous
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Re: Ch13 on Report for 7 yrs from discharge?

It stays on there for 7 years from the foling date.....

 

I found a lot of confusing information regarding when it was suppossed to drop but it is 7 years from the filing date on a ch13.  I pulled my report and it had dropped.  I pulled my wifes and it was on her equifax report and we never knew it.  I disputed it online and equifax removed it.

Message 3 of 3
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