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Chapter 13 Payment

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New Contributor

Chapter 13 Payment

What was your monthly chapter 13 payment?
Message 1 of 13
12 REPLIES 12
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Frequent Contributor

Re: Chapter 13 Payment

Mine is $378/Month x 60

Message 2 of 13
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New Contributor

Re: Chapter 13 Payment

Does that include any car payments, back taxes etc?
Message 3 of 13
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Valued Contributor

Re: Chapter 13 Payment

Chapter 13 takes your disposable income.

 

Payments vary from $100 to $10,000+ depending on income and debt for 36-60 months.

 

EVERY plan is different

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

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Message 4 of 13
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Member

Re: Chapter 13 Payment

$1500 x 60. 2 car loans, IRS and credit card debt. 

Message 5 of 13
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Frequent Contributor

Re: Chapter 13 Payment


@Mjeff wrote:
Does that include any car payments, back taxes etc?

No! Paying car loan directly to lender!

I am on 0% CC pay back !

$378 is to pay back past due HOA fees!

Message 6 of 13
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Contributor

Re: Chapter 13 Payment


@BigTexMex wrote:

$1500 x 60. 2 car loans, IRS and credit card debt. 


Mine is $1500 X60, 1 car loan and unsecured (cc) debt 

Message 7 of 13
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Contributor

Re: Chapter 13 Payment

Mine was $1387 X 60. It was mostly a bad auto loan, State and Federal back taxes. I did have to pay some interest on the IRS debt to the tune of about $1200 on $13K that was included in the plan. My $700 refund offset some of it. The state didn't charge me interest on the back taxes. 

Message 8 of 13
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Established Contributor

Re: Chapter 13 Payment

$450 a month for me and I'm at the halfway point now of a 5 year plan.  Mainly taxes, both federal and state. 

Message 9 of 13
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Established Contributor

Re: Chapter 13 Payment

Everyone's payment is unique to their situation (disposable income). There is no way to determine what yours will be based upon what others are paying.


You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Message 10 of 13
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