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Chapter 7 Basic steps

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Cat27hargadon
New Contributor

Chapter 7 Basic steps

i filed on January 6th chapter 7.   I have my 341 meeting on February 10;  my question is when should my credit reports start showing IIB with $0 balances?  

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gdale6
Moderator Emeritus

Re: Chapter 7 Basic steps


@Cat27hargadon wrote:

i filed on January 6th chapter 7.   I have my 341 meeting on February 10;  my question is when should my credit reports start showing IIB with $0 balances?  


Some creditors will start reporting them immediately others will wait for the discharge. Way to play this is when you get the discharge order your CRs from the CRAs directly and take delivery thru the mail, when you get them you will dispute any TL that is not reportin 0 balance IIB and when they all are that is the time to apply for new credit to start your rebuild. Good luck Smiley Happy

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Cat27hargadon
New Contributor

Re: Chapter 7 Basic steps

Thank you.

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