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Chapter 7 discharge 7 years in August- is it possible it will come off of credit report?

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Anonymous
Not applicable
‎05-19-2012 06:06 PM
‎05-19-2012 06:06 PM

Chapter 7 discharge 7 years in August- is it possible it will come off of credit report?

Our Chap. 7 discharge "anniversary" will be in August.  Is it possible that it will come off of our credit reports?  Any recommendations?

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Anonymous
Not applicable
‎05-19-2012 07:21 PM
‎05-19-2012 07:21 PM

Re: Chapter 7 discharge 7 years in August- is it possible it will come off of credit report?

@Anonymous wrote:

Our Chap. 7 discharge "anniversary" will be in August.  Is it possible that it will come off of our credit reports?  Any recommendations?

Chap 7 ...nope....chap 13 yes 7 years.....chap 7 takes 10 years,........... Mine was July 2005....,.cant wait till 2015.....
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Anonymous
Not applicable
‎05-19-2012 07:22 PM
‎05-19-2012 07:22 PM

Re: Chapter 7 discharge 7 years in August- is it possible it will come off of credit report?

Nope...chap 7 take 10 yrs......chap 13 is 7 yrs
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aussiesareforever
Established Contributor
‎05-20-2012 09:02 AM
‎05-20-2012 09:02 AM

Re: Chapter 7 discharge 7 years in August- is it possible it will come off of credit report?

@Anonymous wrote:

Our Chap. 7 discharge "anniversary" will be in August.  Is it possible that it will come off of our credit reports?  Any recommendations?

I agree with the previous poster. It will come off in three years. Hang in there though, that time will fly by quickly Smiley Happy


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
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