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Its been a rough year to say the least. DH has been out of work for more 10 months. Before this our scores were both around 702. At the time of filing in June report said 505. Will it go up after the discharge? My attorney says when we can afford it, get a new car loan to improve credit. But I keep seeing posts about applying for credit card or secured loan. All opinions and advised accepted.
I think mine was in less than a week.