Just checking rates on a Citi personal loan. No hard pull for rate estimate so I thought I would check it out. DH and I have 830+ credit scores and a low DTI.
Result was a denial with a notice that we would receive written notice for the reason. Just received the mail and the reason was "previously filed BK.
Funny part is, I have a Citi Credit card I've had for over 10 years. I've also gotten citi flexloans. Our Chapter 13 was filed in 2005. Lol. Not one missed payment since. Just struck me funny I guess.
