@Anonymous wrote:Sorry to hear about that.
I am curious now too about where Credit One gets their credit score when they attempt to pre-qualify a person. I'm about 45 days from discharge and so obviously not looking for credit or expecting I would be approved for credit but after I read your post I just now tried for a pre-qualify on their website and they not surprisingly denied me but they said my credit score was 637. Meanwhile my FICO8 score that Experian is reporting on Experian's website is 554. So who even knows.... just curious now.
Once your DC hits and allaccounts reflect IIB and $0 balance. You will see a score bump. Nothing to get all pumped up about. But it does happen. Then hit up Merrick and so forth. Let us know when and we'll be glad to help.
@onstar wrote:18 months post DC, I still couldn't get a Credit One card. I already had the Ollo with $3500 and had just been approved to Capital One Plat for $3000.
I burned Capital One in BK for like $30k. Never had Credit One. Weird, right?
That was my ex, he got his CH7 discharged in August 2019 and got two Capital One cards since. I'm hoping that me burning them for only 3k will let me get a Capital One after I'm discharged in August.
