Just a quick question I filed and it closed in July of 2019. My credit reports says due to bankruptcy but they still hit all my account or did for late payments, food accounts in good standing, no mortgage or installment loans, serious delinquencies but I put every account on the bankruptcy so should those still be listed like that. That’s what Experian says on theirs and equfiax my score with experian is 665. I would think I would be a little further ahead a year out. Is there anything I can fight on my reports besides they all say declared in bankruptcy but the late payments etc are I think hurting me. My home owner policy even jumped up 600.00 per year because they ran my credit and it dropped from what it was prior to the bankruptcy. I have two credit cards and a line if credit one is capital one and the other Ollo and a line of credit with Penfed. I burned all the good banks so I am kinda a sitting duck for a long time if not ever they touch me again. Any ideas or suggestions for someone just one year out from July.
