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Discharged Update

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Fortnite323
Member

Discharged Update

Well I've been discharge 6/27 and only got 2 credit cards and 1 self lender loan 

 

got approved for mission lane $1,000 19 AF

got it right after 341 meeting

 

and I got 3 statements so far 

 

and I've been maxing it out & paying off instantly and if you call and verify payment posted to your bank they will release the funds faster so I did that like 4 or 5 times 

 

and they increase my limit by $500 totaling $1,500 By 2th Statement 

 

and also got credit one $300 sadly I know 


When will mercury or ollo send me a invitation to apply really want them and also PenFed but don't know how long I got to wait for them 

 

capital one was IIB and it keeps saying 

sorry but past obligations

when trying to pre qualify 

 

TU 679

EX 653

Experian 649

Message 1 of 3
2 REPLIES 2
Jnbmom
Credit Mentor

Re: Discharged Update

Rebuilding takes time slow and steady . If you get the Ollo invite they yes apply. I would skip mercury and any of the bottom feeders . Wait six months keep doing what you are doing with your current cards . At six month try the cap one again they are very forgiving .

EXP 780 EQ 796 TU 810
Message 2 of 3
MileHigh96
Established Contributor

Re: Discharged Update


@Fortnite323 wrote:

Well I've been discharge 6/27 and only got 2 credit cards and 1 self lender loan 

 

got approved for mission lane $1,000 19 AF

got it right after 341 meeting

 

and I got 3 statements so far 

 

and I've been maxing it out & paying off instantly and if you call and verify payment posted to your bank they will release the funds faster so I did that like 4 or 5 times 

 

and they increase my limit by $500 totaling $1,500 By 2th Statement 

 

and also got credit one $300 sadly I know 


When will mercury or ollo send me a invitation to apply really want them and also PenFed but don't know how long I got to wait for them 

 

capital one was IIB and it keeps saying 

sorry but past obligations

when trying to pre qualify 

 

TU 679

EX 653

Experian 649


Do you have a Credit Karma account?  If not, sign up, it's a good way to get alerts when there are changes to your credit reports.  And through CK is where I got my invite to apply for Ollo.  I also got my invite for Mercury either through CK or through the free Experian account, I don't remember which one it was.   I also had a CapOne that was IIB and they didn't approve me until 11 months post DC.  Some have been approved sooner, some later, all you can do is keep checking their pre-qual page because it's not a HP on your credit.

 

As for PenFed, they approved my application 4 months post DC.  Make sure you open a savings account with them and you can do that at any time.  I opened mine 3 months post DC and then a month later I was approved for a card from them.  Of course YMMV.

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

6/6, 6/12, 11/24 new accounts
TCL: $219.4K
Message 3 of 3
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