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Wasn't sure if anyone saw this, but they're rolling out the new FICO model (10t) this summer which is going to change the algorithm and could show drops in scores for some folks. Just remember to be patient...slow and steady wins the race.
This is being discussed elsewhere: https://ficoforums.myfico.com/t5/Credit-in-the-News/FICO-Changes-Could-Lower-Your-Credit-Score/m-p/5...
This thread locked as news is being discussed in linked thread.