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Grateful for this forum!! Newbie!!!

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heavenli
Contributor

Grateful for this forum!! Newbie!!!

Hello,

 

I have been lurking here for some time but I decided to go ahead and post something because of all the great advise I have received here. I am actually waiting for my discharge to be final ... The funny thing is ..I see a lot of the reasons used on here that I have experienced but bottomline, I was irresponsible... That irresponsible behavior caused me to have to file for bankruptcy. But I am here... Listening to all of you.. Ingesting all of your awesome advice so I never have to do it again. I was IRRESPONSIBLE But I am NOT anymore....

 

 

Take CareSmiley Happy

 

Lisa

Message 1 of 11
10 REPLIES 10
ezdriver
Senior Contributor

Re: Grateful for this forum!! Newbie!!!

Thank you for sharing that. You cannot live life while looking in the "rearview mirror" too much else you hit more "potholes". Look ahead and now you know how to avoid those "potholes".

Message 2 of 11
Gunnar419
Valued Contributor

Re: Grateful for this forum!! Newbie!!!


@heavenli wrote:

Hello,

 

I have been lurking here for some time but I decided to go ahead and post something because of all the great advise I have received here. I am actually waiting for my discharge to be final ... The funny thing is ..I see a lot of the reasons used on here that I have experienced but bottomline, I was irresponsible... That irresponsible behavior caused me to have to file for bankruptcy. But I am here... Listening to all of you.. Ingesting all of your awesome advice so I never have to do it again. I was IRRESPONSIBLE But I am NOT anymore....

 

 

Take CareSmiley Happy

 

Lisa


Welcome, heavenli! And kudos to you for being so bluntly honest with yourself. This is definitely a great place for helping yourself get back on a good path and stay on it.

 

Message 3 of 11
Scupra
Super Contributor

Re: Grateful for this forum!! Newbie!!!

Welcome to the boards! You have def come to a place where you can get all the information you need to re-build!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 11
heavenli
Contributor

Re: Grateful for this forum!! Newbie!!!

Thank you so much! You are very right!

Message 5 of 11
heavenli
Contributor

Re: Grateful for this forum!! Newbie!!!

Thanks Scuptra! Thanks Gunner

Message 6 of 11
Officer737
Established Contributor

Re: Grateful for this forum!! Newbie!!!

Welcome to the boards. I'm a newbie just like you and stumbled across this forum and was very impressed with the abundance of information on it!

Message 7 of 11
heavenli
Contributor

Re: Grateful for this forum!! Newbie!!!

Smiley Very HappyWell welcome fellow Newbie!!!!

Message 8 of 11
Officer737
Established Contributor

Re: Grateful for this forum!! Newbie!!!

LOL Welcome

Message 9 of 11
MegaMom
Valued Member

Re: Grateful for this forum!! Newbie!!!

Welcome!!!  I have no idea where I would be without these boards....  So I am so glad you found it.  In no time at all, given you take what you read, you will be well on your way to start over & that feels wonderful.  Try to find the patients you will need, and great things will come.  I look foreword to reading about your journey.

BK ch7 filed 6/11 - Discharged 11/11
FICO EQ 648 TU 639 on 7/12
Current: EQ 698 TU 678 EX ?

Cap1Plat $4k. Cap1QS $3500. Cap1 Venture 15k VS $4700. BarclaysVisa $12k DiscoverIT $ 8000. Amazon 3k. Walmart 1500.
AmexBlue 2k
Message 10 of 11
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