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How do I know what to file and if?

SSH0126
Established Contributor

How do I know what to file and if?

Married..live in Texas..two children..I have no income..spouse has unearned income..student loan debt roughly 120k combined. other debt if we are guessing 50k in other debt. honestly we barley have enough to pay living expenses..have two children with special needs..we do not own a home...we have one vehicle still paying on...I filed on bad advice back in 2003. really just trying to see what the better option would be..scores are all on 400's 

Message 1 of 4
3 REPLIES 3
Zeethan
Member

Re: How do I know what to file and if?

Student loan debt isn't dischargeable, I would imagine a chapter 7 would help with the 50k. 

 

Message 2 of 4
SSH0126
Established Contributor

Re: How do I know what to file and if?

Oh yeah we know the loans are there to stay
Message 3 of 4
SSH0126
Established Contributor

Re: How do I know what to file and if?

Actually checked records filed 7 in 2006 not 2003
Message 4 of 4
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