Whatever you do, DO NOT reapply with the CCCs you included in your BK. None of them will give you a second chance and so soon after BK, and the big boys like Amex, BofA, Discover and Citi are not forgiving. Amex may offer you the Oasis program, but that program is only for people who have defaulted on a CC with them and are repaying the monies owed to Amex. CapOne may forgive your debt but I highly doubt it will be so soon. It may take a couple of years before they consider it, but my guess is they won't. Orchard may forgive, but that's a bad credit CC to begin with. Citi, from what I hear, has been in the forgiving mood lately, but only to those whose BKs were filed 7+ years ago, and I'm not even sure if that information is accurate.
Try your local CUs. They are better at helping their members rebuild. The offers you get in the mail with $250 CLs and $175 in fees are simply not worth it so shred each and every one you get. You would be better off getting a secured CC where you are setting your own CL, and it is better than those loan sharks who will come after you soon after your BK is discharged. Hopefully, you have learned from your past mistakes and will treat your credit with better care this time around.
All the best!
Try your local CUs. They are better at helping their members rebuild. The offers you get in the mail with $250 CLs and $175 in fees are simply not worth it so shred each and every one you get. You would be better off getting a secured CC where you are setting your own CL, and it is better than those loan sharks who will come after you soon after your BK is discharged. Hopefully, you have learned from your past mistakes and will treat your credit with better care this time around.
All the best!