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How soon should...

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empressj
Frequent Contributor

How soon should...

How soon should I request my credit reports. I filed earlier this month and have 341 meeting date already.

TIA!

Discharged Jan 2017
Rebuilding credit
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: How soon should...

You can go to each CB now and start disputing the items on your credit that they are included in BK. It's free to dispute.

Message 2 of 10
empressj
Frequent Contributor

Re: How soon should...

May I ask what CB is? I haven't been discharged yet, my 341 is next month 

Discharged Jan 2017
Rebuilding credit
Message 3 of 10
Anonymous
Not applicable

Re: How soon should...


@empressj wrote:

May I ask what CB is? I haven't been discharged yet, my 341 is next month 


CB is Credit Bureau. Just google Trans Union/ Equifax/ Experien dispute and fill out the info and file a dispute on each creditor listed and make sure your credit report is correct. Dispute any incorrect info. All your trades should be reporting as included in BK and have a zero balance. it doesn't matter if it's before or after your 341, it's better to start now, since some of your creditors you may have to dispute more than once.

Message 4 of 10
Scupra
Super Contributor

Re: How soon should...

Common Abbreviations

 

That can be helpful Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
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Message 5 of 10
empressj
Frequent Contributor

Re: How soon should...

Thank! Smiley Happy

Discharged Jan 2017
Rebuilding credit
Message 6 of 10
Anonymous
Not applicable

Re: How soon should...

what is the luv button? in reference to CLI? i cant figure that out


@Scupra wrote:

Common Abbreviations

 

That can be helpful Smiley Happy


 

Message 7 of 10
Anonymous
Not applicable

Re: How soon should...

Yes, luv button is initiating a CLI request. Sometimes you get luv (granted CLI), sometimes you don't (denied CLI). Smiley Very Happy

Message 8 of 10
Scupra
Super Contributor

Re: How soon should...


@Anonymous wrote:

what is the luv button? in reference to CLI? i cant figure that out


@Scupra wrote:

Common Abbreviations

 

That can be helpful Smiley Happy


 


Just a nick name for the button to request a CLI from a lender.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 9 of 10
Anonymous
Not applicable

Re: How soon should...

THANKS EVERYONE!

Message 10 of 10
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