How to join NCFU and rebuild as a civilian the right way

[Anonymous]

Was this in the first two emails I just got, maybe I missed it.

[Anonymous]

Decided to give it a go, sent in my paperwork via email as per this thread: http://ficoforums.myfico.com/t5/Personal-Finance/Navy-Federal-CU-The-REAL-way-in-for-those-that-dont...

got a reply email that the app will be reviewed.

Hopeful. 

[Guyatthebeach]

.I got the welcome email after right I will I got receipt email.

[Anonymous]

Thank you for posting this , now my husband and i can get in

[Guyatthebeach]

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@Anonymous wrote:
Thank you for posting this , now my husband and i can get in

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Glenoldon,

You're welcome. I've had a good bit of help since my bankrutcpy from the myfico boards. This was shared with me and I'm more than happy to share it with you.

It's always to help someone when you can. Also joining the Navy League is awesome too.

I recommend if you join in the branch, you bring everything you need to minimize another trip and avoid the verification issue.

Best of luck!

Life's a beach!

Guyatthebeach

[Anonymous]

@Guyatthebeach

 Worked for me. Thanks.

Should have been smarter when I was younger and joined. 

[Bcunniff9]

Should you wait for a BK7 to discharge? Or does NFCU take applicants who are in the process of BK7?

[Guyatthebeach]

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@Bcunniff9 wrote:

Should you wait for a BK7 to discharge? Or does NFCU take applicants who are in the process of BK7?

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Bcunniff9,

If I were in your shoes again, I would join NFCU and open a checking and savings account. DON'T open a CC or get a line of credit until after you get your discharge papers. 

Guyatthebeach

[Bcunniff9]

Very well. Thanks Beach!

[Guyatthebeach]

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@Bcunniff9 wrote:

Very well. Thanks Beach!

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BTW I opened a secured credit card and secured loan from my local credit union and a secured credit card the day my bankruptcy was discharged.

Read the 700 in 24 months thread. SoulMaster wrote a plan that works.

Life's a beach!

Guyatthebeach