I love TU (EE process)

[wxman2021]

So, I have BK7 on there (2 years ago) *so 8 years left* and had 1 last bad account other than the BK which was going to fall off in 2025 sometime.  Well, I figured all the success, and heck it can't hurt anything why not try.....I did age of account, and put in the remarks something like....I am not disputing the account, just asking for an early exclusion and boom instant delete...so baddie free (except the bk)! look what happened to my score!! wow!

Screenshot 2023-06-08 at 8.59.01 PM.png

[Creditwiser]

Good stuff , Congrats on your TU EE !

[FireMedic1]

Nice.

[Lurker22]

congrats - seems TU loves to show love to 7 filers but not 13 filers

13 filer here - 10 months left to go before it drops on it's own, filed a dispute (2nd) yesterday and no immediate removal  

[wxman2021]

Thank you everyone!  Stay persistant for sure on trying to get that removed early.  I with EQ and EX were that easy like TU

[Rogue46]

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@wxman2021 wrote:

Thank you everyone!  Stay persistant for sure on trying to get that removed early.  I with EQ and EX were that easy like TU

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I'm not touching ex or eq just waiting for them to fall off on their own

[Lurker22]

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@wxman2021 wrote:

Thank you everyone!  Stay persistant for sure on trying to get that removed early.  I with EQ and EX were that easy like TU

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I give up, TU doesnt like 13's as much as 7's for some reason - my latest dispute came back that they updated my attorney information....at this point I have less than a year so I'll wait it out

[TRC_WA]

@Lurker22 wrote:

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I give up, TU doesnt like 13's as much as 7's for some reason - my latest dispute came back that they updated my attorney information....at this point I have less than a year so I'll wait it out

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@Lurker22 

Obviously.  I guess next time we need to file Ch 7.

I'm exactly 14 days from the 6 point mark for EE and I request deletion...

Your Investigation Results

INVESTIGATION RESULTS - VERIFIED AS ACCURATE: The disputed item was verified as accurate.

We investigated the information you disputed and the disputed information was VERIFIED AS ACCURATE. Here is how this item appears on your credit report following our investigation.

COLUMBIA CREDIT UNION

PO BOX 324

VANCOUVER, WA 98666-0324

Account Details

INVESTIGATION RESULTS - VERIFIED AS ACCURATE: The disputed item was verified as accurate.

We investigated the information you disputed and the disputed information was VERIFIED AS ACCURATE. Here is how this item appears on your credit report following our investigation.

USBK COURT WESTERN WASHINGTON

700 STEWART STREET ROOM 6301

SEATTLE, WA 98101

They are making me wait till the last day obviously. 

As I've said many times over... this EE crap is completely and totally random.