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Is there anythng I can do to improve my credit score  while I am in chapter 13  without applying for

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kcladyz
New Member

Is there anythng I can do to improve my credit score  while I am in chapter 13  without applying for

Is there anythng I can do to improve my credit score  while I am in chapter 13  without applying for credit? i know experian had the "boost' where paying utilities... etc can count towards a better fisco score  but anything other than that? 

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visionsdivine
New Contributor

Re: Is there anythng I can do to improve my credit score  while I am in chapter 13  without applying

That all depends on the trustee in your case. Some don't care if you do things like get secured credit cards or credit cards with low limits like $1,000. Some will absolutely motion to dismiss your case if they find out you got any kind of credit without approval from the court. This would be a question for your attorney. They're going to know how the trustee thinks and what he/she will react to.

 

One option *could* be to become an authorized user of a trusted friend or family member and just have them sockdrawer your card.

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