Just Called to File Chapter 7

[Anonymous]

I had no idea what to do at this point. I feel ashamed and never thought I would ever be in this position. I was young and stupid and my debts kept piling up and the collection calls are getting out of control. It’s stressful. However I retained a lawyer as of today and they are working on my case immediately. I’ve never felt so relieved in my life and they really helped answer all my questions and said any more calls to send them to my attorney. Thank God. Losing my job sucks and thankfully today just found a new one. I hope it’s the fresh start I need and definitely learned a life lesson here. I will keep everyone updated as this process goes. The good thing here I have no assets other then my car and since I’m current I can keep it which I need to. I just feel so ashamed and embarrassed right now but really I had no other choice. I will rebuild,overcome,and conquer this. Life lesson learned. I just hope this is a painless process. Then again living in this God awful state of Illinois who knows. I’m just glad my attorney helped put my fears aside.

[GApeachy]

Well you came to the right place.  Don't feel ashamed.  It's not like you woke up one morning and decided to make your life a living hell.  We have all had problems, some our fault; some not.  But in the end, you need to enjoy life.  You do you, let the attorneys help you and it won't be all that long before you can breath.  Also, one day you'll look back and appreciate all the lessons, tips and tricks you've learned to protect yourself and loved ones from pitfalls.  Glad you got the ball rolling; relax and enjoy life.  Hugs!

[Anonymous]

It will get better.  Hang in there.

[Anonymous]

Thank you. Yes I do enjoy life. Everything just feels so overwhelming right now. I totally agree with you.

[GApeachy]

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@Anonymous wrote:
Thank you. Yes I do enjoy life. Everything just feels so overwhelming right now. I totally agree with you.

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Good, you deserve to. Your attorneys will take care of the "overwhelming" that's their thing.

[Jnbmom]

Bankruptcy is there for a reason. Everyone makes mistakes, things happened that are sometimes not our fault.

People suffer job loss, Medical catastrophes and sometimes overextend themselves.It happens .it is nothing to be ashamed of, there are plenty of people on these forums who have been through it, myself included . We suffered a job loss , then less paying jjob, we tried for nearly 2 years to stay afloat. Biggest mistake I made was not filing sooner. 

Good luck, it will get better .

[Anonymous]

Yes this was my issue too. Job loss and then forced to take a part time job until I get a full time makes it worse. I’ll probably feel the same way as you kicking myself in the rear for not doing this sooner as you said lol.

[Jnbmom]

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@Anonymous wrote:
Yes this was my issue too. Job loss and then forced to take a part time job until I get a full time makes it worse. I’ll probably feel the same way as you kicking myself in the rear for not doing this sooner as you said lol.

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Its ok, you are doing it now and you will get through it.