KOHLS survived Ch.7, even though CapOne burned.

[twono]

Just a data point i guess.

I burned CapOne for over $30k.  My KOHLS card, which is backed by CapOne, has thus far survived....14 days post DC.

I know the consensus is to close any $0 balance cards before filing.  But I did not.  

It's got over 3 yrs of age and a $3000 limit.(the max).  That card being open, and student loans still in deferrment, should give me a headstart in rebuilding.

[Tuscani]

You got lucky! Since you are DC it is ok to use and helps with your rebuild. 

[pizza1]

The best way to find out is to try and use it, and see what happens. That would great if it survived BK!

[twono]

Well, i went to KOHLS yesterday to try the card out.  I called the CS number on the card first and it was active.  Also my online acct  was still alive.

Spent $21.xx on it.  And i must tell you, i felt guilty....as if i had been sober for 20 yrs and was taking my lst drink again.    

(I really  did stop drinking almost 13 yrs ago though )

So, i'm going to pay the bill right now.  The last thing i want is a balance to report.  Hopefully statement cut date wasn't last night.  

I burned CapOne for over $30k.....and in a sense, they already let me back in by not closing the KOHLS.  I realize it could be closed at anytime though and won't be surprised if they do.

[honky]

Same here.  Burned Cap 1 pretty bad and a few others for about $130k unsecured.  Kohls remained, and we used it once.  Today Discover gave me $7000 limit only 1 year after discharge.  I'm sure the Kohls card helped build it back quickly.