@Anonymous wrote:
(snip)
I guess I have two questions.
1. Is it worth the hassle of trying to get a NFCU account?
2. Will I actually have to use the banking features to be more likely to get the high credit limits and great loans? Because I'm really not interested in moving to a new bank.
1. Yes, without a doubt - for the reasons already stated, and the fact that it's really not a hassle at all if you:
a) use the paper app, fill out completely, sign in wet ink
b) scan and email it to [email protected]
c) include a photocopy your DL in the same email (I also added a copy of my SS card, and everything matched the address on my app)
d) attach a copy of the email from NLUS that shows "san diego council" to that email
e) give them a month to catch up with the thousands of other who have already done so
2. not at all, with the exception of leaving your $5 in savings. I'm actually not that impressed with them on the banking side, so I'm not moving that relationship there, but I fully expect to reap the credit that others have without doing that.
YMMV, and good luck!
