I just got approved for the Chase Amazon Visa Signature 15 months post-BK, so I wanted to do a rebuild update:
IIB: Amex, BofA, Comenity, Citibank, Chase, DSNB, Synchrony, WFB.
November '15
BK7 Discharged
May '16
Credit One approved, $400 SL-Now Closed
June '16
Capital One Platinum approved, $3000 SL, now a QS at $3800
July '16
Discover it approved, $1000 SL, now at $3300
Victoria's Secret approved, $500 SL via Shopping Cart Trick, now at $800
NFL Extra Points approved, $3500 SL, now at $4500
November '16
jetBlue Plus approved, $4000 SL
December '16
Closed Credit One
Quicksilver approved $10000 SL
2/15/17- Apped for Chase Amazon Visa Signature, received 30-day review
2/21/17- Received denial letter in mail
2/22/17- Called for recon, approved $500 SL
In my Wallet Today
Capital One Quicksilver MC, $3800
Discover it, $3300
Victoria's Secret, $500
NFL Extra Points Visa, $4500
jetBlue Plus WEMC, $4000
Capital One Quicksilver WEMC $10000
Chase Amazon Visa Signature $500
FICO 8 Scores: EQ 687, TU 652, EX 677
Total Credit Limits: $26900
My rebuild has been a little more fast and furious than I intended, but I am happy with the results. Later this year, I plan to combine the two QS, and close NFL Extra Points and roll balance onto the jetBlue Plus to pare down my wallet.
Great job getting in with Chase!! Very happy for you and your success
Thanks for sharing the story Bella! You have great cards and are moving on up to bigger and better
Congradulations, great rebuild gives hope to the rest of us waiting to start rebuilding!
That is impressive, especially with Chase IIb. I love to see these stories, gives me some hope!
Hard work pays off!
@geemillz22 wrote:Hard work pays off!
Yes, it does, geemillz! It looks like you've done some work of your own. Nice cards and limits in your signature. Was BoA IIB for you? I want to get back in with them someday, and I've heard the secured route is a good way to go. Wasn't sure how long I have to wait.
Great job getting in with Chase.... Do you recal which CRA they pulled? Did you burn them in the BK from 2015? I was dicharged a month prior to you and was thinking of taking a chance on them again....