Re: NASAFCU IIB Question.

Anonymous · ‎04-13-2020

I read in a previous topic "- NASA FCU: They like you to be 2 years post BK with rebuilding on revolving TL's" Is it safe to continue to use my savings account with them after my discharge? I enjoy NASAFCU and they offer great TL's and would like to keep my savings account and try to get back in with them eventually for credit.

Anonymous · ‎04-14-2020

It is safe to use your savings account with them. If no action was taken during your bankruptcy case, then the credit union is isn't going to be able to go after your savings account after discharge and the expirations of all deadlines.

MyDataMyChoice · ‎04-15-2020

credit unions will not let you obtain credit if you burned them in your BK

yes they may have a 2 year rule - that may be for those that did not specifically burn them - just a general waiting period /rule they have set

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November 2023 - Home Depot Credit Card SL $500 May 2024 HP CLI to $5,700

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October 2023 - US Alliance Financial Overdraft Line of Credit $4,000

October 2023 - SOFI $7,000 - 15 Months No Interest and $200 Sub. 3% CB one year then 2%

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October 2023 - Alliant Credit Union Visa Signature SL $10,000 - 2% CB

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SDFCU Visa Signature $5000 CLI to 6500 - Auto CLI to 9500

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May 2021 - SYNB Lowe's Advantage SL $800 - Same Day CLI to 17K | April 2022 CLI to 35K

May 2021 - BofA Customized Cash Partially Secured 99/500 | April 2022 Graduated $1500 CL

Prequal Capital One Quicksilver | SL $5,000, OCt 2023 CLI to $5,500 @ 25.49% Apr 2021 - $200 SUB, 15 Mo No Interest

PENFED Pathfinder Visa Signature | SL $5,000 @ 17.99% Apr 2021

Apple Card by Goldman Sachs | SL Feb 2021 $4,000 - CLI May 2021 to $4,500 - CLI to $7,000 April 2022 - CLI to $9,000 - March 2024 CLI to 11.5K 21.99%

DELL Preferred Account $5000 @ 17.49 - Prequalified | Feb 2021 | HP CLI to $5,500

PENFED PCR (2%CB w/ Honors) | AUG 2020 - $3,500 - CLI May 2021 - $5000 - CLI Oct 2023 $10,000@ 17.99

OLLO Dec 2019 $2,500 - Auto CLI Aug 2020 $3,100

Anonymous · ‎04-15-2020

@MyDataMyChoice I guess I'll go ahead and close this savings account then if they won't lend to me anymore.

MyDataMyChoice · ‎04-16-2020

How much did you burn them for? Are you going to repay it?

Anonymous · ‎04-16-2020

@MyDataMyChoice $30,000 and no I will not be repaying that back.

MyDataMyChoice · ‎04-19-2020

I doubt they will re-lend to you most credit unions do not allow you to get back in without repaying voluntarily

Scupra · ‎04-19-2020

No way they’ll let you back in after burning them. They were finicky at best for people with a BK, clean rebuild and didn’t burn them. They turned me down after a manual review with a LO. There is CU’s that will treat you better, find one of them