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One week after 341 meeting and first CC!

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Anonymous
Not applicable

One week after 341 meeting and first CC!

I burned capital one for 2,800 dollars and they just approved me for a 300 cc. I got the, your card will arrive in 7 to 10 business day message and everything. I had no intention of applying so soon but I got the offer in the mail and did the pre-approval process on their website before applying. Hopefully by the end of this year I can get the card's limit to at least 1,000... Zero annual fees as well.

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

Congrats!!!
Message 2 of 18
Hargetthome
Established Member

Re: One week after 341 meeting and first CC!

Congrats!!

Message 3 of 18
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

OP did mention this:

 

"got the offer in the mail and did the pre-approval process on their website before applying"

Message 4 of 18
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

You haven’t received your discharge yet? Had my 341 2 weeks ago and waiting for my paperwork but want to start my rebuild already. Can I apply before receiving my discharge?
Message 5 of 18
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

Question: When I look at the pre-approval terms and conditions for Capital One, it states I'm not eligible if I have a non-discharged bankruptcy. How is it that others are getting their cards before discharge, or am I wrong by reading the fine print?

Message 6 of 18
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

You should wait until officially discharged.
Message 7 of 18
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

Congrats! 

Message 8 of 18
Hershey_Kiss
Established Member

Re: One week after 341 meeting and first CC!

You CAN apply before receiving your discharge but it is suggested that you wait until you receive the OFFICIAL discharge

Starting scores: EQ 564 TU 580 EX 530
Chap 7 BK filed 1/17/2018
341 Meeting 2/20/2018
BK discharged 4/27/2018

Scores day of DC: EQ 629 TU 598 EX 566
Current Fico 8 EQ 701 TU 660 EX 691
Goal by EOY: 700 across the board

In wallet: Cap One Plat ($1550) Discover It ($6000) Cap One QS ($3800) Cap One Venture One ($7500)
Message 9 of 18
Anonymous
Not applicable

Re: One week after 341 meeting and first CC!

New CC came in the mail today. Now to start charging 100 dollars per month and paying it off a few days after using it.

Message 10 of 18
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