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Today I decided to search for possible EE with my BK7 from TU and came across a couple recent posts about doint it online. According to TU CR it falls off on around 3/2021. I read about the 6 month window so I figured I'd give it a shot.
Went to the dispute center and checked the boxes for the dates being inaccurate and then put "Applying for Early Exclusion" in the information box. Less than a minute later I looked at my email and got this:
It's been a long 10 years. Hopefully my TU scores go up a little bit! Now to wait for EX and EQ.
@DoogieBall wrote:Today I decided to search for possible EE with my BK7 from TU and came across a couple recent posts about doint it online. According to TU CR it falls off on around 3/2021. I read about the 6 month window so I figured I'd give it a shot.
Went to the dispute center and checked the boxes for the dates being inaccurate and then put "Applying for Early Exclusion" in the information box. Less than a minute later I looked at my email and got this:
It's been a long 10 years. Hopefully my TU scores go up a little bit! Now to wait for EX and EQ.
Nice. I have been using this successfully for the DW and myself. There is perhaps a more appropriate box to check however. That being "too old to be on my report". Glad it worked!
For all those who read this. Do not try this prior to being within the 6 month window. It WILL go into a 30 day dispute if not timed properly.
Congratulations on your Early Exclusion.
@spiritcraft1 wrote:
@DoogieBall wrote:Today I decided to search for possible EE with my BK7 from TU and came across a couple recent posts about doint it online. According to TU CR it falls off on around 3/2021. I read about the 6 month window so I figured I'd give it a shot.
Went to the dispute center and checked the boxes for the dates being inaccurate and then put "Applying for Early Exclusion" in the information box. Less than a minute later I looked at my email and got this:
It's been a long 10 years. Hopefully my TU scores go up a little bit! Now to wait for EX and EQ.
Nice. I have been using this successfully for the DW and myself. There is perhaps a more appropriate box to check however. That being "too old to be on my report". Glad it worked!
For all those who read this. Do not try this prior to being within the 6 month window. It WILL go into a 30 day dispute if not timed properly.
The wording on the checkboxes most likely changed. I had read a post (perhaps yours) about the "too old to be on my report" and it wasn't listed so I picked the somewhat closest. I waited an extra 6 weeks or so just to have the extra room since I wasn't sure if the drop-off date was the beginning or the end of the month.
@DoogieBall wrote:
@spiritcraft1 wrote:
@DoogieBall wrote:Today I decided to search for possible EE with my BK7 from TU and came across a couple recent posts about doint it online. According to TU CR it falls off on around 3/2021. I read about the 6 month window so I figured I'd give it a shot.
Went to the dispute center and checked the boxes for the dates being inaccurate and then put "Applying for Early Exclusion" in the information box. Less than a minute later I looked at my email and got this:
It's been a long 10 years. Hopefully my TU scores go up a little bit! Now to wait for EX and EQ.
Nice. I have been using this successfully for the DW and myself. There is perhaps a more appropriate box to check however. That being "too old to be on my report". Glad it worked!
For all those who read this. Do not try this prior to being within the 6 month window. It WILL go into a 30 day dispute if not timed properly.
The wording on the checkboxes most likely changed. I had read a post (perhaps yours) about the "too old to be on my report" and it wasn't listed so I picked the somewhat closest. I waited an extra 6 weeks or so just to have the extra room since I wasn't sure if the drop-off date was the beginning or the end of the month.
Glad it worked! Good DP. "The too old to on my report..." checkbox is hard to find, perhaps on purpose. It is under "other" or something and is not obvious, especially on Credit Karma.
Great news to hear! Looking forward to trying my luck with this in the Spring.