Penfed credit card pre-qualification

[FireMedic1]

Still stinks. Hopefully one day a law will come out that if your pre-approved after a HP. No backing out at the last minute. Happens so often. Side note. Their website................I'll leave it at that.

[md_rebuild]

I finally bit the bullet and applied based on their prequal page.  

One error I made was that I wasn't first a member, so I got the "your file is under review" followed by an email asking me to upload documents (SS card, DL, bill with address on it).   My guess is that if I would applied for membership first, then app'd for the card, I wouldn't have run into this problem.

I've uploaded the documents, but it's been less than 24 hrs, so no word yet.

[kympocalypse]

They just got me the same way for the same amount. Why bother having a prequal aspect if it means nothing? I wasted a HP for nothing. I'm joining NFCU and as soon as they approve me for literally anything, I'm done with PenFed. 

[Lurker22]

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@kympocalypse wrote:

They just got me the same way for the same amount. Why bother having a prequal aspect if it means nothing? I wasted a HP for nothing. I'm joining NFCU and as soon as they approve me for literally anything, I'm done with PenFed. 

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ditto here....I disputed the HP, let's see what they say to that? (expecting to have it change zero but still - feels like bate and switch to me)

[Jeffster1]

A PenFed pre-qual is like a plane with no wings. 

[Lurker22]

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@Jeffster1 wrote:

A PenFed pre-qual is like a plane with no wings. 

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eh kinda, it's more like a plane with no wings, no engine and no pilot - but at least it's shiny from the outside

[janderson126]

Sad to hear this, and it sucks that CCC can get away with it. The goal is to move to the Navy as soon as possible. I have multiple cards through them, and they have been very generous. I hope you can get with the Navy soon. Good luck in the meantime.