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Still stinks. Hopefully one day a law will come out that if your pre-approved after a HP. No backing out at the last minute. Happens so often. Side note. Their website................I'll leave it at that.
I finally bit the bullet and applied based on their prequal page.
One error I made was that I wasn't first a member, so I got the "your file is under review" followed by an email asking me to upload documents (SS card, DL, bill with address on it). My guess is that if I would applied for membership first, then app'd for the card, I wouldn't have run into this problem.
I've uploaded the documents, but it's been less than 24 hrs, so no word yet.
They just got me the same way for the same amount. Why bother having a prequal aspect if it means nothing? I wasted a HP for nothing. I'm joining NFCU and as soon as they approve me for literally anything, I'm done with PenFed.
@kympocalypse wrote:They just got me the same way for the same amount. Why bother having a prequal aspect if it means nothing? I wasted a HP for nothing. I'm joining NFCU and as soon as they approve me for literally anything, I'm done with PenFed.
ditto here....I disputed the HP, let's see what they say to that? (expecting to have it change zero but still - feels like bate and switch to me)
A PenFed pre-qual is like a plane with no wings.
@Jeffster1 wrote:A PenFed pre-qual is like a plane with no wings.
eh kinda, it's more like a plane with no wings, no engine and no pilot - but at least it's shiny from the outside
Sad to hear this, and it sucks that CCC can get away with it. The goal is to move to the Navy as soon as possible. I have multiple cards through them, and they have been very generous. I hope you can get with the Navy soon. Good luck in the meantime.