Post Chapter 13 discharge question

[bbrentlinger]

What are the chances of getting a no money down auto loan post chapter 13 discarge?  My scores are around 630, no baddies and my cc utilization will be less than 30% by then.

[juggalo9er]

depends where you go imho. i was offered no money down but insisted on putting at least 1,000 down. be prepared to pay a really nasty interest rate for a year, refi after that

[bbrentlinger]

we will be applying at our credit union that we have been with forever and probably capital one as we didnt burn them and currently have a card with them.