Post Discharge Credit Apps

[Horseshoez]

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@t_fins wrote:

Thanks. Unfortunately I burned a lot of companies. (Cap1, Ollo, Chase, BOA, Discover, AMEX, BB-Citi)

In review of CreditKarma, Experian, and Credit Sesame it looks like my options are:

CreditOne (PreApproved, Experian; CK Guarantee)

Ally (PreApproved, Experian; Outstanding odds, CS)

Upgrade (Outstanding odds, CK)

Indigo (CK Guarantee)

Revvi (PreApproved, Experian)

Thoughts?

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I concur on skipping CreditOne; pretty much anywhere you look on this site you'll find less than glowing reviews.  Then there is CapitalOne; yes, I understand you burned them, but they have proven to be very forgiving when burned; many folks here have been approved for a no-AF Quicksilver card with a $3,000 limit right out of the discharge gate.

[t_fins]

I did attempt to pre qualify with Cap1 but was told no. I will try them again in 6 months or so.

My wife was able to get the QS for 3k limit though...

[pizzadude]

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@t_fins wrote:

I did attempt to pre qualify with Cap1 but was told no. I will try them again in 6 months or so.

My wife was able to get the QS for 3k limit though...

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Agree that Cap1 is very likely to let you back in, many others have reported getting back in and approved within months of burning them in BK7.