Rcvd Chap 7 discharge today--need new vehicle. How do I get discharge reported to agencies quickly?

[Anonymous]

Hi all. 

I am so happy that today I finally received my Chapter 7 discharge! 

We decided not to reaffirm my current car in bankruptcy, and I need to get a new one fairly quickly. Are there steps I can take to get reporting of the discharge to the credit monitoring agencies faster than usual? 

Any help appreciated. Thanks! 

[Anonymous]

I don't think there's a way to expedite the process. 
I don't think there's a need to, your discharge should update on your reports rather quickly. 

[Anonymous]

They updated my reports with the filing and the discharge within 2 days each time.

[Anonymous]

I see. I read on some site it could take thirty days or more. Thanks for your insights!

[Bankrupt2019]

What're you hoping to buy 1 day post BK7 DC? 

[Anonymous]

'71 Rolls Royce Phantom, no engine,  moderate rust on frame. Think Capital One will finanace me? 

[CreditMagic7]

Now that's done and you are debt free wish you much luck & opportunity climbing back into a stable credit profile.

After my DC the mailbox literally filled up with offers galore for slightly used/new vehicle invitations.

Others can offer you some insight on best rates with various bank financing. Just try to not be sucked into to-good-to-be-true offers which can debt load you all over again.

Best of Luck

[dragontears]

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@Anonymous wrote:

'71 Rolls Royce Phantom, no engine,  moderate rust on frame. Think Capital One will finanace me? 

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You want to buy a nonfunctional vehicle? 

[incognitony]

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@Anonymous wrote:

'71 Rolls Royce Phantom, no engine,  moderate rust on frame. Think Capital One will finanace me? 

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I think they only go back to 1972.

[Mjhall85]

Shortly after my discharge,capital one approved me up to 40k but I ended up using the dealer financing as I got under 4% from them.