Rebuild question

[Anonymous]

Just started my rebuild...I was discharged last week. I did reaffirm my car and applied for a Cap1 Platinum card and was approved for 2k.

Is that all I need for the time being?

[Anonymous]

@fadetoz - Congratulations on new beginnings, and on your Cap 1!! Did you burn them?

[FireMedic1]

I did the same as you. Reaffirmed with Cap. First card was the same at $1200. In 3 months use the upgrade link on the forum to upgrade to a QS and get some cash back. For the next 4 months that should do. Get some history behind you. Then hit up Disco. Its a slow process. Since you got an unsecured. Lets stay unsecured as I did. Congrats. Your on your way. Just take your time. Dont rush it. It will come.

[Girlzilla88]

I agree with above me build that card/work on it upgrade to the QS seems to be a popular upgrade one from them and build for a year.    After that I would start searching more options but start slowly so you don't look like a risk right out the jump

[EverForward]

Congratulations on your Cap1 Platinum.  Best wishes with your rebuild.

[Anonymous]

@justme79 - No, I didn't have Cap1 prior to this. 

I'd rather not have any credit cards but I'm aiming for a FHA loan at the 2 year mark since renting is just becoming too expensive.

[Anonymous]

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@Anonymous wrote:

@justme79 - No, I didn't have Cap1 prior to this. 

I'd rather not have any credit cards but I'm aiming for a FHA loan at the 2 year mark since renting is just becoming too expensive.

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If you don’t mind me asking. What was your CS after discharge?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

@justme79 - No, I didn't have Cap1 prior to this. 

I'd rather not have any credit cards but I'm aiming for a FHA loan at the 2 year mark since renting is just becoming too expensive.

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If you don’t mind me asking. What was your CS after discharge?

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645, I believe although the Cap1 app said it was 665.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

@justme79 - No, I didn't have Cap1 prior to this. 

I'd rather not have any credit cards but I'm aiming for a FHA loan at the 2 year mark since renting is just becoming too expensive.

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If you don’t mind me asking. What was your CS after discharge?

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645, I believe although the Cap1 app said it was 665.

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Great score for a recent BK discharge. I hope my score is there at discharge.