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Rebuilding After BK - Deserve Credit Card

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Anonymous
Not applicable

Re: Rebuilding After BK - Deserve Credit Card

Congrats on both approvals @Anonymous!

Message 11 of 16
Guyatthebeach
Valued Contributor

Re: Rebuilding After BK - Deserve Credit Card

Congratulations on your approvals and good luck on your rebuilding efforts.  

 

By the way, the Deserve card is owned by Celtic Bank, a bank does a lot of SBA loans.  The card is a solid sub prime card, but if you pay in full when the bill arrives, you don’t pay any interest.  

 

Guyatthebeach

Message 12 of 16
nykos5000
Regular Contributor

Re: Rebuilding After BK - Deserve Credit Card


@Anonymous wrote:
Pizza, I wanted to thank you for your advice - I didn’t end up applying to the lender I was originally asking about in this post. Capital One finally let me back in a couple weeks after I posted this with a small unsecured card ($1k), and I took your advice and checked Discover’s prequal page and found I had an offer with an interest rate - applied and got approved for $1.4k (also unsecured)! I’m really excited about this card especially, hoping it grows with my profile like I’ve heard it can... but off to the garden for now, haha. Thanks again Smiley Happy

Congrats on the approavls! Both cards will grow and don't forget that you can do a PC to a better card with higher limits after good history over time. 

BK7 08/2016 | DC 12/2016


Message 13 of 16
Anonymous
Not applicable

Re: Rebuilding After BK - Deserve Credit Card

Thanks all! These forums are so great. 🙂

Also to Nykos: Thank you for the reminder about trying for a PC! I contacted Capital One via online chat to see if I had any offers, and I was able to convert my Platinum into a Quicksilver (no fees!) after a little over 3 months of having the card. They also said I would still get the automatic CLI after the fifth statement too... I’m so excited! 😁
Message 14 of 16
nykos5000
Regular Contributor

Re: Rebuilding After BK - Deserve Credit Card


@Anonymous wrote:
Thanks all! These forums are so great. 🙂

Also to Nykos: Thank you for the reminder about trying for a PC! I contacted Capital One via online chat to see if I had any offers, and I was able to convert my Platinum into a Quicksilver (no fees!) after a little over 3 months of having the card. They also said I would still get the automatic CLI after the fifth statement too... I’m so excited! 😁

Congrats! Cap1 is awesome IMHO

BK7 08/2016 | DC 12/2016


Message 15 of 16
Anonymous
Not applicable

Re: Rebuilding After BK - Deserve Credit Card

Congratulations, PNWGirl360! That is awesome! Much better to start with Cap1 and Disco. Smiley Happy

Message 16 of 16
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