Removing Comments from Accounts

[srloring13]

What is the best method to get comments removed from accounts on the credit reports?  (Customer disputes, reinvestigation, etc)

[Scupra]

I had the most success calling in. Tried to submit online disputes and they still didn't fix them.

[Anonymous]

Scupra, Did your score go down at all after having removing them. I have several dispute comments after battling to fix the CR after discharge and figured I better start getting them removed, just afraid of a big score drop.

[Scupra]

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@Anonymous wrote:

Scupra, Did your score go down at all after having removing them. I have several dispute comments after battling to fix the CR after discharge and figured I better start getting them removed, just afraid of a big score drop.

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My score did not drop at all suprisingly. My DW's score dropped about 5 points when she had a remark removed.

[Anonymous]

Thanks. I appreciate your input. I have quite a few, so a little nervous about it, but it needs to get done.

[Scupra]

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@Anonymous wrote:

Thanks. I appreciate your input. I have quite a few, so a little nervous about it, but it needs to get done.

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I know how you feel! Don't wait until you're in the middle of a mortgage is all I can say haha

[Anonymous]

Right. That's what had me thinking about it. Preparing for one in the next year, so I figured I should get a jump start on it.  Just when you think you can take a break......... 

[Scupra]

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@Anonymous wrote:

Right. That's what had me thinking about it. Preparing for one in the next year, so I figured I should get a jump start on it.  Just when you think you can take a break......... 

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Oh it never ends

[Anonymous]

You know it ! Always a work in progress. I actually took a long break from it all due to an illness in the family and just getting back into it. Still have a few issues out there that I need to clean up, not looking forward to it, but it all seems to be in a much better position than this time last year.  I was thinking of you last week when I pushed the button on the Discover app. Was denied last year, was shocked they just approved. I am done. That is it on cards. Have you had any luck with them? 

[Anonymous]

Just curious as to why your score would go Down by having a comment removed.

I have been trying to get a comment that i disagree after dispute? Removed from my KOHLS acct. The whole thing was over my credit limit? And since then i have not been able to get a cli.
The funny thing is I do not disagree, lol

Is it best to call Kohls or to dispute w/ cra?