Okay so I filed for Chapter 7 BK on 12/17. Had My 341 meeting yesterday. Trustee said she moved to have the case closed. So My discharge date is 4/8. Anywho, I was doing my research and like I had said in the past I had burned almost everyone. So looking forward. I know I will try for a secured Discover (didnt burn them) and a secured card from my local credit union. So I was thinking about who I could work on for the third card. After reading so many posts I had decided on NFCU. So here is my question. Do I wait until I get discharged to open a checking/savings account with them and start building a relationship or can I go on and establish that now?
I'm not a NFCU expert. Though you want to wait until all your accounts are updated at least up to 60 days after the DC. Some not all get a score boost after the BK kills it. Your no longer in debt so everything is 0 balance. So it could work in your favor to hold out and see if your one of the lucky ones that have a score increase after the smoke clears. Not saying 40-50 points. But maybe enough to get approved more than a denial now due to your reports havent been totally updated. Good Luck!