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Transunion early exclusion

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burrissa
Established Member

Transunion early exclusion

Today was a good day! I've waited for this day for 6.5 years. Yes, EE day at TU. I logged in TU 15 minutes ago and requested EE on my BK13 which drops in May, 2025. Before I could go back to the main menu I received an email that my dispute (EE) had been completed. BK13 and all 11 baddies removed from my TU credit report. Hopefully they are gone forever. I just received an alert from myfico and my TU score went up +151 from 668 to 819. I was floored to say the least.

FICO 8.jpg

 

 

 

 

I've been trying to EE my BK13 for 3 months and always received the data is correct message. What I finally realized is you get two different options screens depending if you are disputing (EE) a derogatory or BK. You won't get the "other" option to select when requesting an EE on a BK.

 

 

 

 

 

 

Message 1 of 7
6 REPLIES 6
cashorcharge
Community Leader
Super Contributor

Re: Transunion early exclusion

That’s Terrific!! Congratulationsl!!👏🏼🍾🥂

Message 2 of 7
Lurker22
Established Contributor

Re: Transunion early exclusion

congrats - what a great feeling, 1 down 2 to go!

Message 3 of 7
MsSecondChance
Regular Contributor

Re: Transunion early exclusion

Congratulations!! 🥳

That is awesome! Next month will mark my 6 months before my 13 drops in June 2025! I'm hoping for the same results! 

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806
Message 4 of 7
Zoostation1
Valued Contributor

Re: Transunion early exclusion

Congrats!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
May 2026 FICO 8:
May 2026 FICO 9:
May 2026 FICO 10:
May 2026 FICO 10T:
Message 5 of 7
Saleen099
Senior Contributor

Re: Transunion early exclusion


@burrissa wrote:

Today was a good day! I've waited for this day for 6.5 years. Yes, EE day at TU. I logged in TU 15 minutes ago and requested EE on my BK13 which drops in May, 2025. Before I could go back to the main menu I received an email that my dispute (EE) had been completed. BK13 and all 11 baddies removed from my TU credit report. Hopefully they are gone forever. I just received an alert from myfico and my TU score went up +151 from 668 to 819. I was floored to say the least.

FICO 8.jpg

 

 

 

 

I've been trying to EE my BK13 for 3 months and always received the data is correct message. What I finally realized is you get two different options screens depending if you are disputing (EE) a derogatory or BK. You won't get the "other" option to select when requesting an EE on a BK.

 

 

 

 

 

 


Congratulations. 🎉🍾

 

Has it stayed off since you had it removed?

Message 6 of 7
burrissa
Established Member

Re: Transunion early exclusion

Yes, it's still gone. I'll have three inquiries fall off 12/1 (Cap1 three CRA pull), waiting to see if my scores bump a little.

Message 7 of 7
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