When should I ask for a CLI with Navy Fed?

[Jagajaga]

Discharged from BK in May 2014. I got my navy fed credit card for $500. When do you think I should apply for an increase? I also have a Capital One card I received in June for $1000 both are under 10% untilization. I would like to apply for a car loan next year so from navy fed so I'm not sure when I should apply.

[TRC_WA]

6 months of payment history is a good place to start.

[HopeMission]

There’s a dude that has a comment posted within the Bankruptcy comments called:

“HOW TO: From BK7 discharge to 700 in 24 months or less!”

He has some great suggestions and timeline advice on how to raise a CS ASAP.

For any outdated info or mis-info there are hundreds of comments within his thread either confirming or denying the reliability of his outlined steps.

[Scupra]

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@TRC_WA wrote:

6 months of payment history is a good place to start.

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Agree with this usually! NFCU is pretty awesome though and every 3-4 months is a good time for them. Read through the NFCU thread that is mentioned above, a lot of us did the leg work for you in figuring NFCU CLI's out  

[Jagajaga]

Please where is the NFCU thread you are talking about?

[ordnance1987]

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@Jagajaga wrote:

Please where is the NFCU thread you are talking about?

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http://ficoforums.myfico.com/t5/Credit-Cards/Can-we-have-quot-OFFICIAL-NFCU-CLI-HOW-IT-WORKS-quot/td...

I was reading through it so it is not at the beginning of the thread.

This is the title is you want to search for it:

Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"