chapter 13 question

[Anonymous]

hi all, love the site..hoping you could give me an answer to something.

my wife and i filed chapter 13 july 2010..we're paying as agreed. can we apply for any credit secured or not just to rebuild a bit

or is that not allowed ?

thanks so much, steve

[Anonymous]

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@Anonymous wrote:

hi all, love the site..hoping you could give me an answer to something.

my wife and i filed chapter 13 july 2010..we're paying as agreed. can we apply for any credit secured or not just to rebuild a bit

or is that not allowed ?

thanks so much, steve

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I am not 100% sure but I think you need approval. 

I am sure some one with CH13 will chime in.

[Anonymous]

Any new credit or funding of credit requires Trustee Approval.

Lack of trustee approval may warrant a discharge dismissal - you don't want that.

(You do, in fact, want to be properly discharged - for some reason my brain cell keeps flipping these two terms.  Thanks chasmith.)

You DO want a discharge - you do NOT want a dismissal. 

[chasmith]

I think lack of approval could cause a dismissal, not a discharge.

[Anonymous]

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@chasmith wrote:

I think lack of approval could cause a dismissal, not a discharge.

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Dang - there I go again!  Don't know what it is with my brain cell and the two D words.  Thanks! - I'll go up and correct my terminology.