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Hi everyone! Just wanted to share some insight. I ended up filing for CH 7 BK on July 2018. Had my 341 meeting August and waited for discharge, which just came in yesterday 10/5! I checked online PACER and status shows case closed. So i went on to the Capital One pre qualify website and it showed I was pre qualified for 2 of their cards. I pulled the trigger and got an instant approval on the Quicksilver One for a 1k CL! I'm glad capone was so forgiving and allowing me back in after burning them for 10k! Just wanted to share and let others know, there are possibilites fresh out of discharge (: I learned my lesson with previous experience and will definitely take care of my credit from here on out.
Congrats and go slow. Dont get the fever and go app crazy. Next app should be in 4-6 months. Wish you would have asked first. If the Plat was available you should have gone after that one. QS1 will be a hard one to combine and so on. But thats hindsite now.
Ive been discharged since July as went to capital ones website to see what I was prequalified for.....
"it looks like we can’t provide you with any pre-qualified offers at this time."
NADA. lol.
And I didnt burn them.
It did say however that based on my answers I might like the capital one platinum card??
@Anonymous wrote:Ive been discharged since July as went to capital ones website to see what I was prequalified for.....
"it looks like we can’t provide you with any pre-qualified offers at this time."
NADA. lol.
And I didnt burn them.
It did say however that based on my answers I might like the capital one platinum card??
I'd give it 6 months after your file date and try again. Or try going incognito on chrome and try again now after cleaning your cookies. I'd even try Disco secured. Check their pre-qual page. If Plat comes up on Cap1 grab it. GL!!!!!!!!!
Congrats on the discharge and good luck with the rebuild. I started with C1. I found them most forgiving.
congrats! I was discharged 10/12/18 and burned capital one for $3k, i checked their prequal site but still no offers for me. Hoping they will let me in again soon.
Even though th preapproval site was a no go, I did get a preapproval letter in the mail that contained a approval code (i belive it was called) I figured, "What the heck". So I applied and was approved for the Cap 1 Platnum mastercard with $0 anual fees, 0% intro APR and a 3k CL. I was suprised it was that much actually. It also said after 5 month my CL could go up.