@triplej0718 wrote:Hey I got approved for 25k Chase Business card with 1.5 cash back and 0 percent interest free for one year.
Strategic Play: I've been with Chase for about 2 years but I didn't start putting heavy deposits with them until December of 2022. I waited 4 months by making deposits between 7 and 25k to build banking rating. It was an instant approval and my Experian score was 775.
Building a relationship with chase is definitely the reason I got an instant high limit credit. It's also my first ever Chase card as well. Just giving you guys one strategy to get an instant approval with Chase.
I've been making deposits on a seriously bigger scale than you into my Chase business checking accounts, for 5 or 6 years, and can't get one of their Ink cards if I stand on my head. So I respectfully disagree.
But congratulations on that excellent approval.
@SouthJamaica wrote:
@triplej0718 wrote:Hey I got approved for 25k Chase Business card with 1.5 cash back and 0 percent interest free for one year.
Strategic Play: I've been with Chase for about 2 years but I didn't start putting heavy deposits with them until December of 2022. I waited 4 months by making deposits between 7 and 25k to build banking rating. It was an instant approval and my Experian score was 775.
Building a relationship with chase is definitely the reason I got an instant high limit credit. It's also my first ever Chase card as well. Just giving you guys one strategy to get an instant approval with Chase.
I've been making deposits on a seriously bigger scale than you into my Chase business checking accounts, for 5 or 6 years, and can't get one of their Ink cards if I stand on my head. So I respectfully disagree.
But congratulations on that excellent approval.
I hate to use @SouthJamaica as an example but he's repeatedly mentioned the lack of love from Chase despite what anyone would consider a very strong banking relationship with them in numerous posts, and I just don't get it. I had no banking relationship with them whatsoever, yet they gave me two instant approvals within 35 days of each other, and an auto CLI after the 4th statement cut on the Unlimited (it sees much heavier use than the Cash), and my banking with them now is very, very minimal. Granted they were lower approvals than what you got, but it would seem to appear that banking relationship and credit UW are unrelated to a great degree. Congratulations on your very nice SL and approval, it's a great card!
@triplej0718 wrote:
@JoeRockhead wrote:
@SouthJamaica wrote:
@triplej0718 wrote:Hey I got approved for 25k Chase Business card with 1.5 cash back and 0 percent interest free for one year.
Strategic Play: I've been with Chase for about 2 years but I didn't start putting heavy deposits with them until December of 2022. I waited 4 months by making deposits between 7 and 25k to build banking rating. It was an instant approval and my Experian score was 775.
Building a relationship with chase is definitely the reason I got an instant high limit credit. It's also my first ever Chase card as well. Just giving you guys one strategy to get an instant approval with Chase.
I've been making deposits on a seriously bigger scale than you into my Chase business checking accounts, for 5 or 6 years, and can't get one of their Ink cards if I stand on my head. So I respectfully disagree.
But congratulations on that excellent approval.
I hate to use @SouthJamaica as an example but he's repeatedly mentioned the lack of love from Chase despite what anyone would consider a very strong banking relationship with them in numerous posts, and I just don't get it. I had no banking relationship with them whatsoever, yet they gave me two instant approvals within 35 days of each other, and an auto CLI after the 4th statement cut on the Unlimited (it sees much heavier use than the Cash), and my banking with them now is very, very minimal. Granted they were lower approvals than what you got, but it would seem to appear that banking relationship and credit UW are unrelated to a great degree. Congratulations on your very nice SL and approval, it's a great card!
You applied for a second chase business card 35 days later?? If that's true then I might apply for the chase business preferred card in a few weeks.
@triplej0718 Yes, in fact since Chase will allow up to a max of 2 approvals of the same type within 30 days (business or personal) you technically could apply now. @Jordan23ww did something similar but maybe they'll chime here and say what their timeline was.
@triplej0718 wrote:
@SouthJamaica wrote:
@triplej0718 wrote:Hey I got approved for 25k Chase Business card with 1.5 cash back and 0 percent interest free for one year.
Strategic Play: I've been with Chase for about 2 years but I didn't start putting heavy deposits with them until December of 2022. I waited 4 months by making deposits between 7 and 25k to build banking rating. It was an instant approval and my Experian score was 775.
Building a relationship with chase is definitely the reason I got an instant high limit credit. It's also my first ever Chase card as well. Just giving you guys one strategy to get an instant approval with Chase.
I've been making deposits on a seriously bigger scale than you into my Chase business checking accounts, for 5 or 6 years, and can't get one of their Ink cards if I stand on my head. So I respectfully disagree.
But congratulations on that excellent approval.
Interesting. I'm assuming your experian credit score was pretty strong as well?? I must be fortunate then because banking relationship has gotten me high limit business cards. I also got a 25K truist business card as well and I figured having deposits for over a year helped me get that high limit. Thanks for the update on your experience with chase.
No, my scores suck at the moment. But I've been turned down for Ink cards when my scores were great. So my credit profile has just never looked good to them. But the whole time I have had a major business banking relationship with them, making deposits far greater than yours for a much longer time. So in my humble opinion, depositing money with Chase has zero effect on their underwriting of credit cards.
I am very happy with my lineup of business credit cards. But they're from lenders other than Chase (Amex, FNBO, US Bank, BHG, TD, PayPal, and NFCU).
BTW I am also a regular but very tiny depositor on the consumer banking side with Chase, and have 2 personal Chase cards totalling $59k in credit limits. Meanwhile I would be tickled to get, but can't get, a $3k line on the business side 
So I just think one thing has nothing to do with the other.
@JoeRockhead wrote:
@SouthJamaica wrote:
@triplej0718 wrote:Hey I got approved for 25k Chase Business card with 1.5 cash back and 0 percent interest free for one year.
Strategic Play: I've been with Chase for about 2 years but I didn't start putting heavy deposits with them until December of 2022. I waited 4 months by making deposits between 7 and 25k to build banking rating. It was an instant approval and my Experian score was 775.
Building a relationship with chase is definitely the reason I got an instant high limit credit. It's also my first ever Chase card as well. Just giving you guys one strategy to get an instant approval with Chase.
I've been making deposits on a seriously bigger scale than you into my Chase business checking accounts, for 5 or 6 years, and can't get one of their Ink cards if I stand on my head. So I respectfully disagree.
But congratulations on that excellent approval.
I hate to use @SouthJamaica as an example but he's repeatedly mentioned the lack of love from Chase despite what anyone would consider a very strong banking relationship with them in numerous posts, and I just don't get it. I had no banking relationship with them whatsoever, yet they gave me two instant approvals within 35 days of each other, and an auto CLI after the 4th statement cut on the Unlimited (it sees much heavier use than the Cash), and my banking with them now is very, very minimal. Granted they were lower approvals than what you got, but it would seem to appear that banking relationship and credit UW are unrelated to a great degree. Congratulations on your very nice SL and approval, it's a great card!
1. Don't hate to use me as an example. That's exactly the purpose of sharing our experiences here
2. When you say "I just don't get it", what's not to get? The 2 things have absolutely nothing to do with each other at Chase. That's the fact, as you yourself have already concluded.