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AMEX Business Prime Approval

dcp0524
Regular Contributor

AMEX Business Prime Approval

Approved for Amex Business Prime today. I did this a little earlier than I planned, but since it was a no harm no foul application I figured why not..?

Just a $3k starting limit but still plenty for what I will use it for. I wasn't pre-approved for the card or any other AMEX card. I was recieving the "expand your membership" language. Maybe that's because I've only been a member for just over a month idk. No HP. I froze all of my reports as I was only willing to take the card if it wasn't a new HP and a business card that wouldn't show as a new account on my personal credit report. I only wanted this card as a bypass to Chase's Prime Visa.

 

Instantly approved. $3k SL which is plenty for what I will use the card. 22.49% hardly ever carry a balance.

 

$125 Amazon giftcard and Business Prime card already showing in my Amazon account wallet. Oddly enough it never required I convert to a business prime account which I thought was a requirement and shows I will still recieve 5% CB. 

 

1% UTI $100k

EX F8 730

EQ F8 761

TU F8 773

LOL/24

80991402-062B-48DF-AA92-FF8341D19DD2.jpeg

 

Total Revolving: $123,200 - Utilization >1%

Bank/Loans:

Future Apps:

05/10/2022
FICO 8 - EX: 731 | TU: 772 | EQ: 761
VS 3.0 - EX: 741 | TU: 752 | EQ: 761
Message 1 of 6
5 REPLIES 5
pizzadude
Moderator

Re: AMEX Business Prime Approval

Congrats on the AMEX Biz Prime approval !  Smiley Happy

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 6
Red1Blue
Super Contributor

Re: AMEX Business Prime Approval

Congratulations @dcp0524 I too was approved for this card last night. Looking forward for the card to arrive in the mail.

Message 3 of 6
babygirl1256
Valued Contributor

Re: AMEX Business Prime Approval

Congrats on your AMEX Business Prime approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 6
dcp0524
Regular Contributor

Re: AMEX Business Prime Approval

@FinStar Ayy sorry for posting in personal credit approvals. First Biz card and im so use to posting there. I knew better just went through the motions. 

Total Revolving: $123,200 - Utilization >1%

Bank/Loans:

Future Apps:

05/10/2022
FICO 8 - EX: 731 | TU: 772 | EQ: 761
VS 3.0 - EX: 741 | TU: 752 | EQ: 761
Message 5 of 6
FinStar
Moderator

Re: AMEX Business Prime Approval


@dcp0524 wrote:

@FinStar Ayy sorry for posting in personal credit approvals. First Biz card and im so use to posting there. I knew better just went through the motions. 


No worries @dcp0524 and congrats on your AmEx Amazon Prime Biz CC.

 

When you get the card and it's activated, you can fill up our Moderator community truck with fuel. Hope you don't mind, it takes diesel 😁

Message 6 of 6
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