cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX Starting Limit question

tag
IntegerIntrovert
Frequent Contributor

AMEX Starting Limit question

Hi-

 

I was recently approved for the Bonvoy Business Amex Card.  When I was approved, it showed my starting limit was $10k, however when I received the card today the card member agreement said my credit limit was $20k.  When I logged into the site after activation it shows $10k.  Was this an error on my printed card member agreement, or will the online system eventually update? Should I rock the boat and call Amex?

 

Thanks!



EQ - 841 / TU - 813/ EX - 823


Message 1 of 6
5 REPLIES 5
simplynoir
Mega Contributor

Re: AMEX Starting Limit question

It will update to the $20k CL soon. AMEX only releases part of the approval amount for immediate use til the card is received and activated

Message 2 of 6
IntegerIntrovert
Frequent Contributor

Re: AMEX Starting Limit question

Thank you!



EQ - 841 / TU - 813/ EX - 823


Message 3 of 6
simplynoir
Mega Contributor

Re: AMEX Starting Limit question

Happy to help 🍸
Message 4 of 6
FinStar
Moderator Emeritus

Re: AMEX Starting Limit question

@IntegerIntrovert- just to add to the above by simplynoir, sometimes it can take the system anywhere from 24-48 hours to update in the event you do not see the CL display the true limit after card activation. This is normal. In extreme cases, it can take up to ~7 business days -- do not be alarmed or panic.  Whatever is in your cardmember agreement as far as the limit, that's what will eventually display.

Message 5 of 6
IntegerIntrovert
Frequent Contributor

Re: AMEX Starting Limit question

Thanks for the information. @FinStar 



EQ - 841 / TU - 813/ EX - 823


Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.